Renting and financial help

Renting from private landlords is often the only option available, particularly in the short-term. You will be able to arrange a property quite quickly and choose the type of home you like, and in a location you want.

Financial assistance

If you’ve found a private rented property and are having problems with paying the deposit or upfront costs you may be able to apply for financial assistance through our rent deposit scheme (eligibility, terms and conditions apply).

Credit unions

Credit Unions offer a range of loans, savings accounts and money management services. If you need to borrow money for a short period of time, contact your local credit union: London Credit Union Plus.

Discretionary Housing Payment

An extra payment to help people who claim housing benefit or the housing element of universal credit and are struggling to pay rent or a tenancy deposit for a new home. Ask for a claim form from your council. You must already be receiving housing benefit for where you live now.

Housing benefit, Universal Credit and LHA

If you rent privately and are on low income, you may be able to claim housing benefit or the housing element of universal credit to help you pay your rent. You should make sure you can afford the property first, see Local Housing Allowance for each area.

Local Assistance Scheme grant

You may be entitled to a grant from the Local Assistance Scheme if you are a local resident and in receipt of benefits. It can be used for essential household items e.g. a cooker or bed or as a crisis payment.

Benefit advance

You can ask for an advance payment of benefits if there is a delay in processing your benefit claim which isn't your fault, or you are waiting for an increase in your benefit payments due to a change in your circumstances.

• Contact Job Centre Plus.

Universal Credit - you can ask for an advance when you apply for universal credit, are waiting for UC payments to start or increase or report a change in circumstances that will increase your UC payment.  Apply for an advance through your UC account or 0800 328 5644

Job Centre Plus loans and budget advances - you can apply for an interest-free loan from your Job Centre Plus office, if you have been claiming certain benefits for at least 6 months. It must be for essential items like: rent in advance, moving costs, furniture etc. Ask the Job Centre Plus about social fund budgeting loans or budgeting advances.